SYRACUSE — A Syracuse woman allegedly filed three home insurance claims in a week last year.
The problem, according to prosecutors, is that the woman does not own the house, and nothing actually happened to the residence.
Katherine Ann Davis, 37, was charged Friday with insurance fraud and identity fraud, second-degree felonies, and four counts of forgery, a third-degree felony.
Davis started a homeowner's policy with Allstate on Oct. 24, 2025, for a home in Syracuse. She then filed claims on Oct. 24 for a fire, on Oct. 28 for vandalism, and again on Oct. 30 for theft, according to charging documents.
"In support of the claims … Davis provided Allstate with four receipts/invoices totaling more than $5,000 in alleged items that she paid out of pocket as a result of the loss," the charges state.
Allstate, however, denied all three claims after learning that Davis "does not, and has not, held ownership of the property in question," according to the charges.
Furthermore, the Utah Attorney General's Office investigated the companies that Davis said she paid after the fire and "could find no evidence of these companies."
Last week, an investigator went to the home Davis claimed to own. The homeowner said Davis used to date her son, but the homeowner had not seen Davis for three years, the charges say. Additionally, the home had not been damaged for several years.
