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Live Within Your Means

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Live within your means!

It is advice we've heard again and again over the years. Now that we're in the midst of a national financial crisis, the counsel is as relevant as ever.

In reality, individual consumers can't do much about what's happening on Wall Street or in the board rooms of the massive companies that are fighting for their corporate lives. Nor can the individual taxpayer do much about the way Uncle Sam is printing money and incurring exorbitant debt to keep the U.S. economy afloat. Future generations will have a hefty bill to pay. But, each American can, in fact, do something about keeping their personal finances in order. Foremost, they can resist the temptation of consumer excess while not spending more than they earn.

A heavy dose of greed fed by a culture of easy credit is at the core of the nation's economic woes. Rampant self-indulgence has ravaged the nation. Yet, those companies and individuals that exercise fiscal self-restraint can enjoy both stability and the success that accompanies a prudent approach to both business and personal finance.

KSL believes the economic future is brightest for those who wisely chose, and still choose to live within their means.

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