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More National Companies Offering Wedding Insurance

More National Companies Offering Wedding Insurance

Estimated read time: 2-3 minutes

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Paul Nelson, KSL NewsradioYou can insure your car, your home, your boat or anything else worth a lot of money. How about your wedding? More national insurance companies are offering "wedding insurance."

Here at the LDS Temple in Salt Lake City, you can usually see at least one lucky couple getting married. That's where I found Julie Moffat watching her daughter take the plunge. She says the ceremony was altogether lovely. "It was wonderful," Julie Moffat says. "Perfect."

Even though everything seemed to go without a hitch, there was at least one thing Moffat was worried about. "I was concerned about the weather, but it turned out very nice," she says.

Members of the LDS faith can consider themselves relatively lucky. Wedding costs can add up, but at least the use of the Temple and Ward Cultural Hall is free. But, a report in USA Today says the average wedding costs just under $28,000 dollars.

"An Unforgettable Event" Wedding Planner Kathy Rasmussen says, "Oh, it's a huge investment to want to spend that much money to celebrate the coming together of two people." There are some brides that are too ashamed to admit what they spend.

"I've done one wedding that I think was probably around $50,000 but she didn't want me to manage her budget, so she didn't quite tell me," Rasmussen says.

With these high costs, Rasmussen says there are many other things that can spoil a wedding besides the weather. "Other things might include if the bride and groom get ill, or if there's a natural disaster that happens, or what if the bride and groom call off the wedding at the last minute," she says.

Reports say wedding insurance covers these things, as well as lost or damaged formal wear, stolen wedding gifts and even photography mishaps. Rasmussen says this kind of insurance may be a good idea, but the phones aren't exactly ringing off the hook for it. "I've heard about it before but none of my clients that I know of have ever used it," she says.

USA Today says groups like Travelers Insurance and WedSafe are offering this type of coverage. Fireman's Fund is reportedly going to offer it soon.

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