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Money Making Sense

Money Making Sense is a 2017 and 2018 Peoples Choice Podcast Awards (#PCA17, #PCA18) finalist. Host Heather Kelly focuses on how to find financial peace by better allocating your paychecks and analyzing the impact of simple family decisions. Episodes approach the topic of personal finance from a cost-savings and revenue-generating perspective. Covered topics include: vacationing on a budget, accumulating retirement savings on a limited income, reducing household expenses, the financial impact of owning a pet, and how money affects relationships. Money Making Sense will give you practical ideas on how to improve your bottom line.

Wednesday, May 22, 2019

  • Teaching kids to save, share and spend money
    Many parents struggle to teach their kids about finances in a way which mirrors reality.  Certified Financial Planner, Gregg Murset, developed BusyKids to do just that. Find out why this tool will help kids learn the value of money in an electronic way without using antiquated methods like jars or envelopes. And, if you're worried about giving your kids a debit or credit card, Murset says this app is a great learning tool without risk of going into debt. You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.

Monday, May 20, 2019

  • Is increasing sales tax on food the answer to a balanced budget?
    Utah's last tax reform legislation in 2008 took 5 years to research and implement.  So, why did the legislature, this year, try to pass new tax reforms in just 6 weeks? Senator Curtis Bramble of the 16th District and UACPA's CEO, Susan Speirs, joins host Heather Kelly to talk tax reform and what is  involved. You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.

Wednesday, May 15, 2019

  • Where are my tax dollars going?
    Summer in the Northern Hemisphere means it's construction season for roadways.  In Utah, there are 169 projects on the books for 2019, paid for with tax payer dollars.  UDOT's Public Information Officer, John Gleason and Deputy Director of Engineering, Jason Davis sit down with host Heather Kelly to talk about where our money is going.  And why can't drivers see the lines on the road when it rains? You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.

Wednesday, May 8, 2019

  • Why aren't MY roads being fixed?
    Our roads are paid for with our tax dollars.  So, why aren't potholes fixed, or how come some cities are getting repaved but not my roads? The Deputy Director of Engineering, Jason Davis, and the Public Information Officer, John Gleason, of UDOT sit down with host Heather Kelly to discuss your tax dollars and the state's road construction projects. You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.

Wednesday, May 1, 2019

  • NOW is the time you need a Roth IRA
    If you aren't sure whether a Traditional or a Roth IRA is the way to go, this episode may help you.  Investment adviser, Ethan Millard, of New Millennium Group explains why paying tax on your money now could be better than paying later in retirement. You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.

Wednesday, April 24, 2019

  • How to spot an autograph scam with Steve Grad
    Memorabilia is big business.  How do you know if the item you buy on Amazon or Ebay is authentic?  Steve Grad from "Pawn Stars" joins guest host Andy Farnsworth to discuss the things to look for before you shell out money for that 'one of a kind' item. Grad has 15 years of authentication experience and worked with all the top auction houses in the world.  He is also an autograph expert with Pawn Stars on the History Channel. You can hear the entire interview with Steve Grad on the Fan Effect podcast with host Andy Farnsworth.   You can follow this show on Twitter and on Facebook.  And to see what Heather Kelly does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.

Wednesday, April 17, 2019

  • Questions you should ask before buying a bulk membership
    Does having a Costco or Sam's Club membership really give you the most for your money?  Andy Farnsworth, host of Fan Effect, sits down with host Heather Kelly for this discussion:  Bulk vs Grocery Stores. Andy has to feed a family of 8 and Heather is only shopping for herself.  What items does Andy say he will never buy in bulk?  And how does he stop himself from tossing things into the grocery cart his family doesn't really need? You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.  

Friday, April 12, 2019

  • Key Benefits of a My529 Education plan
    Are you saving money to send your child to college?  What if you're child decides not to go?  Richard Ellis, the Senior Director of Compliance, of My529 says this plan will let you transfer the funds to someone else, including yourself. You can also use money from a 529 plan for kids in Kindergarten through 12th grades, not just for higher learning.  You can open a 529 in other states, and you can use the money for international schools. You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.      

Wednesday, April 10, 2019

  • How to make it in a cashless society
    If you don't have a checking account or don't qualify for a credit card, it's very hard to make it in our ever increasing cashless society.  Stephen Harkey of Vivi Pay has a solution. Find out how FinTech companies (Financial Tech apps) are helping the estimated 8.5% of the population who are struggling to pay for items when they can't use cash. You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.  Be sure to email Heather your questions and request topics you'd like her to cover here.

Wednesday, April 3, 2019

  • What will you give up to live tiny?
    It sounds romantic, the homes look so cute, but 'living tiny' isn't all it's cracked up to be.  Jenna Spesard and her then boyfriend, built her 150 square foot home by themselves in 2013.   Find out why she still lives the lifestyle today, what she would change, and what people need to know before they embark on their own "Tiny House Giant Journey." You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page.  Be sure to email Heather your questions and request topics you'd like her to cover here.

Wednesday, March 27, 2019

  • TAX TIP #10: Education Expenses and your Taxes
    Certified Public Accountant, Scott Czaja of WSRP, details what education expenses you can write off on your taxes.  Is it only for dependent children? What if you want to go back to school?  And what if both yourself and your child are in school? You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.

Wednesday, March 20, 2019

  • TAX TIP #9: The IRS Won't call you to ask for money
    HANG UP!  If you receive a call from the IRS and the person says there's a problem with your tax return. Bill Walpole, CPA with Teuscher Walpole, explains what to do if a scammer tries to get money from you.  He also describes what happens if a fraudulent tax return was made in your name. You can follow this show on Twitter and on Facebook.  And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.

Wednesday, March 13, 2019

  • TAX TIP #8: No more Writing off Dependents on your taxes
    The tax law no longer allows people to write off dependents on their tax returns. CPA Paul Gibbons from Jones Simkins explains what was done to replace the deductions and if it a better deal. And what happens if two divorced parents try to claim the same child? You can follow this show on Twitter and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here. .

Wednesday, March 6, 2019

  • TAX TIP #7: Electronic Filing is faster
    If you are still mailing in printed tax forms, it may be time to start e-filing. Certified Public Accountant Troy Martin of Cook Martin Poulson, PC what the advantages are to e-filing and if there are any circumstances when you should still use paper forms. You can follow this show on Twitter and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.

Friday, March 1, 2019

  • What is Difference Between Wholesale and Retail Mortgages?
    Rod Rex talks with host Heather Kelly about how mortgages can be either wholesale or retail.  Learn how Rod's company, LendRight Mortgage, can offer lower interest rates than some other companies because they deal in bulk.  You can follow this show on Twitter and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.