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  • Posting Date Nov 01, 2012
  • Closing Date Dec 30, 2012
  • Contact Name Alma Gallegos
  • Salary N/A
  • Category Banking & Finance
  • Location Draper, Utah
  • Job Type Full-time
  • Years of Experience N/A
  • Industry N/A
Ad Number 163024
Member Since: Aug 2012
Favorite of: 2 People
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    First National Bank of Layton Mortgage Division Draper, UT | Posted Nov 01, 2012

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    Job Description

    Position Summary: Closer will obtain essential documentation to accurately prepare closing documents and disburse funds in accordance with loan salability guidelines. They will work as part of a Team but is individually responsible to prioritize their own tasks and appropriately balance the position???s fulfillment demands. Adherence to established turn time, productivity and quality metrics is a requirement. Job Functions: ???Draw and/or fund at least 4-5 sets of loan documents per day. ???Complete Closing/Funding Audit Checklist to ensure compliance to procedures. ???Verify loan terms including rate, term, price and ratios have not gone outside of allowable tolerances per established guidelines. ???Prepare and deliver closing documents and maintain a 95% accuracy ration or better each month. ???Review HUDs for accuracy according to new RESPA guidelines verifying seller and lender credits, funds on deposit, payoff of debt and ensure borrower has met minimum investment requirements when applicable. ???Verify underwriting and funding conditions are satisfied prior to disbursement to ensure loan salability. ???Ensure all documentation is uploaded to our image recording system (Encompass). ???Deliver funded loan packages to Post Closing Department same day, no later than the next day the loan funds. ???Assist shipping department to cure any deficiencies found on closed loan pipeline. ???Willing to work over-time when requested by supervisor with advance notice. (Month end).

    Relocation costs may be covered.


    Job Requirements: A Loan Closer must have knowledge of internal policies and procedures. The Loan Closer is expected to proactively create and maintain a close relationship with all parties involved in the mortgage transaction. Responsible to prioritize their own tasks and appropriately balance the position???s fulfillment demands. Ability to work independently as well as part of a team. Resolution of conflicting information placed on loans within stated limits. Good communication and interpersonal skills (written, verbal, listening).

    Additional Information

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